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You will be contacted by Rok Financial ASAP. Our official working hours are 9 am to 5 pm Eastern Standard Time, Monday to Friday.

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Why RokFinancial


Program Benefits

1. Fast approval: Typical borrowers receive their funding in 1 – 3 days. Our quick business financing is not restricted by the same stringent, time-consuming regulations as traditional banks.
2. Large business loans up to $5 million for all industries.
3. Customized financing programs for every size and type of business across America. Approval decisions are not based solely on credit score.
4. Competitive Rates: We can find you more and better offers from our 70+ lenders who bid for your business loan.
5. Work with 1 dedicated financing advisor who helps identify which offer is best for you.
6. Your business can be located anywhere in the USA because we assist businesses nationwide.
7. No real estate collateral is required for most of our programs.
8. Flexible terms: 6 months to 20 years depending on program. Monthly Payments and Longer Terms.
9. Streamlined and simplified business loan application process with limited paperwork.
10. We provide full assistance with your application.

Why choose Rok

At Rok Financial, we come to work each day with one simple goal – provide an easy and fast path to business financing. Every business is different and has a unique need. We listen carefully to YOUR story before we connect you with more than 70 lenders to find the best option for your need. We understand your time is valuable, therefore we developed a streamlined application process with limited paperwork, quick approval, and fast funding.

Rok Financial employs a team of more than 30 employees who genuinely care about you and your business.

Business is a journey best traveled with strong partners. We welcome the opportunity to build a relationship with you and finance your journey to success.


Quick Business Loan Application Process


Online Form Completed – Thank You

No impact to your credit score for inquiring. You’ll get paired with your own dedicated Financing Advisor to discuss your options at no cost.



We prepare, refine and tailor your application to obtain more offers and better terms.



We work to match your application to the most appropriate lenders in our professional network.


Get Offers

Receive multiple business loan offers.



Together we’ll compare your options to help identify which offer is best for you and your business.


Get Funded Fast

You receive the financing you need in as little as 1 working day and get back to growing your business.


ROK Business Loan Options


Similar to traditional bank style financing. A Term Loan is a set amount that a borrower pays back at a fixed amount. The common uses for these types of loans are business expansion, working capital and equipment purchases.

Benefits of a Term Loan:

Interest on loan is tax deductible
No prepayment penalties
Lower cost options
Stable daily, weekly monthly payments
Reported to the credit bureaus which can improve credit
Flexible options

Term Loan Qualifications:

6+ Months Time in Business
$15 000+ Monthly Sales
No Minimum FICO

Term Loan Amounts: $10,000 – $5 Million
Terms: 6 Months – 10 Years
Funding: 1 to 3 Days



A business line of credit provides flexibility for the business owner. Rather than a fixed amount issued at one time, funds can be accessed as needs arise. Funds are made available again, as the balance is paid down.

Benefits of a Business Line of Credit:

Only pay interest on the funds drawn
Credit available as needed
Draw as many time as you need
Fast Approvals

Business Line of Credit Qualifications:

6 Months Time in Business
$120,000 in Annual Gross Sales
600 FICO

Loan Amounts: $10,000 – $5 Million
Terms: 6 Months – 10 Years
Funding: 1 to 3 Days



Businesses utilize equipment financing to purchase business related equipment. Obtaining these assets can be through equipment leasing or equipment financing, which doesn’t require businesses to pay out of pocket large amounts of cash. Ultimately freeing up working capital within the business.

Benefits of Equipment Financing:

Monthly payments
Longer Terms
Low or NO down payment
Tax benefits (section179)

Equipment Financing Qualifications:

No Minimum FICO
No Minimum Time in Business
No Minimum Revenue
580 FICO

Equipment Financing Loan Amounts: $10,000 – $5 Million
Terms: 1 – 5 Years
Funding: 1 to 5 Days



Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.

Benefits of Accounts Receivable Financing:

Typically lower interest rates
Doesn’t require other collateral
Ability to factor new AR as they become available
Saves time for collecting your receivables
Opens up cashflow

Accounts Receivable Financing Qualifications:

$500,000 in Annual Gross Sales
600 FICO
Aging Report Required

Accounts Receivable Financing Loan Amounts: $10,000 – $5 Million
Terms: 6 Months – 10 Years
Funding: 1 to 5 Days



Franchise Financing can be used to open a new franchise location or assist with your franchisor mandated updates at a lower cost.

Benefits of Franchise Financing:

Ability to start a Franchise
Obtain start-up cost assistance
Purchase Equipment
Cover infrastruture costs

Franchise Financing Qualifications:

640 FICO

Franchise Financing Loan Amounts: $10,000 – $5 Million
Terms: 6 Months – 10 Year Terms
Funding: 2 to 7 Days



A Merchant Cash Advance isn’t technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis.

Benefits of Merchant Cash Advance:

Fully customizable based on business need
No compounding interest
Funds can be used for any use
Pay back based on the sales of the business

Merchant Cash Advance Qualifications:

6+ Months in Business
$120,000 in Annual Gross Sales
No Minimum FICO

Merchant Cash Advance Loan Amounts: $10,000 – $5 Million
Terms: Flexible Terms
Funding: Same Day



An SBA loan is a government backed loan that can be used for starting or expanding a business. The loan has certain requirements for eligibility, such as size standards, providing the ability to repay and a solid business purpose.

Benefits of an SBA Loan:

Fixed and variable options
Monthly payments
Terms up to 25 years
Prime rates
Government backed

SBA Loan Qualifications:

$120,000 Gross Annual Sales
3 Years Time in Business
No Loss on Previous 2 Years Tax Returns
Financials Required

SBA Loan Amounts: Up to $5 Million
Terms: Up to 25 Years
Funding: 90 to 120 Days